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Ways to Rebuild Your Credit After Chapter 7 Bankruptcy


Once you file for Chapter 7 bankruptcy, you will instantly experience relief from creditor harassment and debts you owe; however, your credit score will take a plunge. The sooner you begin working on rebuilding your credit, the faster you will have good credit once again. If this is what you want to do, here are the top steps you should take to rebuild your credit.

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How Bankruptcy May Save Your Vehicle


In 2017, there were an estimated 1.8 million vehicle repossessions. Despite this number, most lenders do not want to take this step because it costs them money. They pay to tow and store the vehicle, and the resale amount rarely covers the balance of the remaining loan. Creditors often work with clients who file bankruptcy to help them keep ownership of their vehicle. 

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Which Type of Bankruptcy in Alabama Is Right for You?


Before filing for personal bankruptcy in Alabama, you must consider the specific limitations that will be put in place in order to protect your property from seizure and liquidation. Your household income and Alabama’s exemptions will be the primary factors in determining which type of bankruptcy is right for you.

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